Half The Deposit, Brand New Home: How New Builds Get You In Faster
Want to get into your first home with just a 10% deposit? New builds are your ticket in. Plus, score up to $10,000 in Aera Credits. Let's make your first home happen.
Want to get into your first home with just a 10% deposit? New builds are your ticket in. Plus, score up to $10,000 in Aera Credits. Let's make your first home happen.
Ready to crack the housing market? Here's a mindset shift that could change everything: your first home doesn't need to be your forever home. We call it your "today home" - it's your ticket into the property market, your first step on the property ladder. It's about getting your foot in the door now, building equity, and growing into bigger homes as your life changes.
While used homes demand a 20% deposit (ouch), brand new homes only need 10%. That's not a typo - it's your express ticket out of the rental game. Think about it: why buy used when you can get brand new for half the deposit?
The Numbers Game
Let's talk real money. Picture a $600,000 brand new home in a growing Auckland suburb. With a used home, you'd need to save a whopping $120,000 for your deposit. That's a lot of flat whites to skip! But with a brand new home? You're looking at $60,000. That's right - $60,000 stays in your pocket, ready for furniture, landscaping, or just peace of mind.
At Aera, we work directly with new builds, getting you in on the ground floor - literally! When you choose brand new over used, you're not just getting a fresh start - you're making a smart financial move all around.
The Aera Advantage
Your brand new home comes with an extra perk: up to $10,000 in Aera Credits added to your deposit. No extra hoops to jump through, no fine print to decode. Just straight-up speed for choosing brand new over used. Fast tracks things a bit doesn’t it? Stack that with your KiwiSaver first home withdrawal, and you're really cooking.
Speaking of which - your brand new kitchen (and everything else) comes with modern energy efficiency built in. Lower bills from day one? Yes, please!
Think about it -you’ve never done this before, so would you rather go with mystery stains and an unknown history, or a brand new one with a warranty and guaranteed appliances and fittings? Your first home is a pretty big decision - try to minimise stuff ups, and maximise ease.
Here's what you get when you choose brand new:
Your first home is your today home - it's not about perfection, it's about getting your foot in the door of the property market. Brand new homes make this easier and faster.
Starting your journey is simple:
Your today home doesn't need to be in Ponsonby or Fendalton. And really it shouldn’t be - it’s your first. Brand new developments are popping up in fantastic areas all around New Zealand. These growing suburbs often offer better value and stronger growth potential than established areas with used homes.
Growth Potential
Brand new homes in up-and-coming areas? That's a double win. You're getting:
When you choose a brand new home, you're not just getting a place to live - you're getting a launchpad for your future. Think about it: while others are fixing up used homes, you'll be enjoying that new home feeling and building equity from day one and using that extra cash you’d be spending at Bunnings each weekend, paying down your mortgage instead. Both smarter, and faster.
The Buy and Build Journey
Building brand new might sound complex, but we've turned it into a straightforward path to your today home. With fixed-price contracts, your costs are locked in - no surprises, no stress, just progress. You don’t have to compete with any investors trying to buy that villa, or tenders, auctions or the heartache of losing out.
Your Protection Package
Worried about those building horror stories your mate's uncle keeps sharing at BBQs? Those are usually about used homes or DIY gone wrong. Your brand new home comes wrapped in guarantees and protections that used homes can only dream about.
Your today home is exactly that - perfect for today. It's your stepping stone to bigger things. While others are spending weekends fixing up used homes, you'll be enjoying your brand new space and watching your investment grow.
Understanding Capital Growth
Brand new homes in developing areas often see stronger value growth than used homes in established suburbs. Why? It's simple economics. As the area develops, more amenities pop up, and demand increases. Your smart move today could mean serious gains tomorrow.
Take Auckland's recent growth areas like Hobsonville Point or Millwater. Early buyers who chose brand new homes there saw their investments grow faster than Auckland's average. The same pattern is playing out in places like Rolleston in Canterbury and Papamoa in Tauranga.
The Development Effect
When you buy brand new in a growing area, you're not just buying a home - you're buying into an evolving community. New schools, shopping centres, and transport links don't just make life easier - they boost your property's appeal. It's like getting in on the ground floor of the next big thing.
Here's what smart buyers look for:
Future-Proofing Your Investment
Brand new homes are built for tomorrow's standards, not yesterday's. Think about these long-term benefits:
Plus, as environmental standards get stricter, older homes often need expensive upgrades to meet new requirements. Your brand new home is already ahead of the game.
This forward-thinking approach isn't just about property value - it's about making your today home work harder for your tomorrow goals. Whether you're planning to stay put, rent it out later, or use it as a stepping stone to your next home, choosing brand new gives you more options.
Isn't it cheaper to buy used?
Not when you factor in the smaller deposit, Aera Credits, and zero maintenance costs of brand new. Plus, no surprises behind the walls and far fewer trips to Bunnings sucking your cash every weekend.
What about the wait time to build?
Good things take time, but your wait comes with a reward: a brand new home that's never been lived in, plus time to save more while it's being built but many of them are move-in ready. You can buy as they start to build, or walk straight into one - another benefit, as you get to choose the timeline that suits you.
Can I really get in with just 10%?
Absolutely! That's the beauty of brand new. Your today home is more achievable than you think.
Ready to skip the used home hassles and get into your brand new today home? Here's your game plan:
Next Steps
Why settle for used when you can get brand new for less deposit? The key to your today home is right here. Let's make it happen - book a chat with our team or jump into our first home calculator.
About Aera: We're shaking up the first home game in NZ. By focusing on brand new homes, we're helping Kiwis skip the used home trap and get into their today homes faster. We work directly with NZ's top builders because new is always better than used.
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