About Aera

Aera is a revolutionary savings platform designed to massively reduce the time it takes people to save for their first home. We help you save quicker and supercharge your lending power to get into your first home faster.

Aera’s Deposit Accelerator™ aims to provide the most competitive returns of any savings account in New Zealand. It comes with an everyday app for bill payments, transactions and a member's Visa card.

Aera Credits™ are a fastlane to a first home deposit by providing a ‘head start’ of up to $10,000. Members can begin to unlock these credits in their Aera account from day one and redeem them when they use Aera’s services to secure lending and buy their first home. Aera is a licensed with access to major lenders in New Zealand.

Our services and technology are built on top of a range of multi-billion dollar private wealth, fund management and major New Zealand financial institutions.

Aera is a licensed Financial Advice Provider (FSP #1007924) able to help you secure the best home lending to fast-track your first home. Aera is not a registered bank.

Why are we doing this?

A home is so much more than a house. It’s family, it’s stability, it’s community, it’s financial security. We believe there’s something wrong with a financial and housing system where Kiwis earning great incomes, doing all the ‘right’ things, still can’t find a way to get into their first home.

As New Zealand continues to perpetuate a system that is stacked against first home buyers, Aera is on a mission to get Kiwis into first homes faster.

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Proudly based in Aotearoa New Zealand

We're proud to be based in Auckland, and prouder still to be building solutions for Kiwis for whom the old system doesn’t work.

As part of our work, we're also looking to tell the stories of individuals and families in Auckland with good incomes looking to purchase their first home, but finding the deposit or financing hurdle overwhelming. If that sounds like you, please fill out this form and we'll be in touch.

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Important Disclosure

All financial assets involve risk. Returns are not guaranteed. Aera does not provide advice or recommendations. You should consider seeking independent legal, financial, taxation or other advise when considering whether a financial asset is appropriate for your objectives, financial situation or needs.

Aera is not a registered bank.
We are a financial services platform.
Aera is an initiative of the Aera Foundation, a charitable trust backing creative responses to social and environmental challenges. Aera Foundation is registered as CC50290 with the New Zealand Charities Commission.

The Aera financial services platform is provided by Aera 22 Opco Limited, and is registered on the Financial Services Providers Register (FSPR.govt.nz).
FSP#1003388 and FSP#1003389

Aera's custodial financial service is not licensed by a New Zealand regulator. Aera's registration on the New Zealand register of financial service providers and membership of the Financial Services Complants Limited dispute resolution scheme does not constitute active regulation or oversight by a New Zealand regulator.
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Aera 22 Opco Limited, Level 2, 44 Queen Street, Auckland, 1010, New Zealand
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