The fastest way to your first home
From saving to buying to everything in between.
We get you into your first home in half the time, with half the deposit, and a $10k head-start
Get a $10,000 head start
When you use Aera services to help you save, finance, buy and insure your first home, those credits become available to put towards your deposit.
That's getting a first home faster.
Buy a whole house with half a deposit.
You don’t ‘see’ these fees. But they can add up to tens of thousands of dollars.
At Aera, we're bringing all of those services together in one place and splitting those fees with you to go to your deposit. Which gets you into a first home faster.
It's also why Aera members get access to your own Personal First Home Finder to find you a brand new home that needs only half the deposit than a used home.
Half the deposit, half the time.
That's the goal. First homes faster.
**Interest rates posted are variable and may change at any time. The disclosed rate is effective as of February 28, 2024. A minimum balance may be required. Please refer to the Aera Service Disclaimer.
FAQs
Got questions? We have answers.
Aera is not a registered bank. We are a financial services company that exists to help members get into their own homes, faster.
For our savings products we use similar tools as wealth management firms but we’re on a mission to pass on as much of the returns as possible to you.
We handhold your journey into your first home from start to finish, facilitating the insurance, mortgage and real estate transactions. We support you along the way and share commissions with you from Aera services that you choose to use, which you can unlock and put towards your deposit.
Right now we are helping thousands of kiwis with their home ownership journey. All future first home buyers are welcome, register here and then download the app to start.
Our member-only mobile app is home to the Aera Deposit Accelerator high interest savings offerings to help you build your first home deposit faster. It’s also where you can interact with our digital and human guides who are there to help you on the journey.
You can view your Deposit Credit balances, account details, transaction history, send and receive money, pay bills and manage your Aera Visa membership card.
Coming soon, it will also be a place where you can set goals, manage your progress and learn a lot more about all the things you need to know and be prepared for as you work towards your first home.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla.
