Fastest Track

To Your

First Home

Get into your first home in ½ the time, with ½ the deposit, and a $10k head-start.

Time limited promo

First to finish line headstart

The first Aera member to find a new home in March with our help gets a $25k* supercharge to their deposit.

You might have seen us in...

Get a Coach and a Gameplan

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Your Aera coach will develop your personal fast track to your first home. We know what kinds of houses you can aim for and work with all the banks  to get the best mortgage for you.

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Your Aera team splits their commission with you to fast track your deposit.

Every first home sold means tens of thousands of dollars goes out the door in commission to brokers.  We think it’s fairer to split these with you, so that’s what we do.

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Female racer with a racing car, symbolising speed and achievement in first home buying.

Get a personal first home finder

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Tell them what you want, and they’ll go and find it for you.

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Aim for a new home, not a used home and you’ll only need a 10% deposit

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Save faster than a bank account

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Make more money off your money with supercharged high interest rates.

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How much can I borrow?
What's a First home finder?
Am I too late to Join?
What are Aera Credits?

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Email getstarted@aera.nz

As seen in...

Average Auckland house deposit may reach $1m by 2045 – report.

“Energetic, enthusiastic and professional. Highly recommended.”
– Theresa and Jeremy Holmes, on First Home Finder, Dominic Mistry
“Aera have been amazing at helping me to save for a home. I earn a good wage and so don't qualify for Government subsidies, but, living in Auckland means it's pretty hard to save for a 20% deposit and live at the same time! Easy to use app and great interest rates definitely help!”
– Rhys
Young couple moving into their new home, moving boxes into an empty living room, excited with their first home, all possible through Aera.

“Impressed by the detail in all aspects of assisting with my recent property purchase. He regularly updated me on progress and promptly answered any questions I had.”

– Narelle Silwood, on First Home Finder, Dominic Mistry
Using Aera has been easy, fun and rewarding. I love that it is so easy and transfer money in and out of, and the interest rates are the best around. There is a good choice of accounts on offer and there is really something for everyone. Whatever you are saving for - these savings products make great sense to use. I love the driving force behind Aera, and that it is also endeavoring to solve some real Kiwi problems. Couldn't recommend it more.
– Rohan A Adarkar
Very happy to see my deposit earning interest daily in the deposit accelerator account. Really does what it says!! The debit card is like normal, i can use it anywhere. My overall experience with Aera is awesome!! They maintained contact with me, continue to answer all my questions, are always very helpful. I’m pleased I made my decision to save with Aera. Looking forward to my dream by the sea become a reality!!
– Darlene
”More than 5000 people have joined its platform, suggesting a strong demand for a service that truly understands the unique challenges faced by first-home buyers.”

“Aera simplifies the often overwhelming buying process with its ‘First Home Faster Team’ which provides coaching and expert guidance through every step and is just a video call, message, or email away.”
”Beyond lowering deposit barriers, Aera provides members with an all-in-one solution to navigate the home-buying process.”

“Your first home may be closer than you think. Join Aera today and start your journey to homeownership.”

“Aera and Michael Liew were absolutely fantastic on helping me achieve my first home. Michael especially made the entire process go so smoothly.”

– Michael Hay
“I like the new App experience. Easy to set up. I like the returns and they get updated on a daily basis. The team is helpful too.”
– Dilu
“Easy to use app. So far, so good.”
– K Lyon
“Faster than my bank
Very new to Area, but I can already see the difference that I’m making on my savings with amazing interest. Making more money off my money, new please. What I love is you can instantly see your savings grow.
Anyone wanting a first home needs to work with Aera.”
– Fleetos007
“Using Aera has been easy, fun and rewarding. I love that it is so easy and transfer money in and out of, and the interest rates are the best around. There is a good choice of accounts on offer and there is really something for everyone. Whatever you are saving for - these savings products make great sense to use. I love the driving force behind Aera, and that it is also endeavoring to solve some real Kiwi problems. Couldn't recommend it more.”
– Abhinav Chittiprolu
Young couple moving into their new home, moving boxes into an empty living room, excited with their first home, all possible through Aera.
“Great service, great team!

Awesome app and service. Team was incredibly helpful in answering questions. Michael was very informative and patient with answering questions around getting a mortgage and helping with realistic timelines. Recommended for anyone looking to get their first home in NZ!”
– Jervo10
“Great app for saving money
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Been with aera for almost a year and can prove that I am earning higher interest than traditional banks, their support is responsive too and a real person that cares about your needs”
– Irvine09
“I had the Pleasure of working with Michael, and I am thoroughly impressed with the level of service and expertise provided. Throughout the entire process he maintained exceptional communication, ensuring that all of my questions were answered promptly and clearly. Michael consistently followed up to make sure I was satisfied with the process and fully understood the information. It was evident that Michael genuinely cared about my financial well-being. I highly recommend Michael and Aeras services to anyone seeking a dedicated and knowledgeable financial advisor."
– Andrea Rangi-Whaikawa-Mills, on First Home Coach and advisor, Michael Liew
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Get a game plan
Get a first home faster
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Start earning credits towards your $10k head-start today.
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Important Disclosure

All financial decisions involve risk. Any returns referenced are not guaranteed. You should consider seeking independent legal, financial, taxation or other advice when considering whether a decision is appropriate for your objectives, financial situation or needs.

Aera is not a registered bank.

Aera is an initiative of the Aera Foundation, a charitable trust backing creative responses to social and environmental challenges. Aera Foundation is registered as CC50290 with the New Zealand Charities Commission.

The Aera financial services platform is provided by Aera 22 Opco Limited, and is registered on the Financial Services Providers Register (FSPR.govt.nz).
FSP#1003388 and FSP#1003389

Aera's custodial financial service is not licensed by a New Zealand regulator. Aera's registration on the New Zealand register of financial service providers and membership of the Financial Services Complants Limited dispute resolution scheme does not constitute active regulation or oversight by a New Zealand regulator.
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